Resources for you.

Explore our curated resources – Dive into our carefully selected collection of trusted and reliable sources. Whether you are looking for a clear, easy-to-understand overview or want to explore the latest trends and insights, our resources provide the guidance and knowledge you need to make informed decisions with confidence.

Insurance and tax insights, just for you.

Reliable industry and regulatory insights.

National Association of Insurance Commissioners (NAIC).

As the national organization for state insurance regulators, the NAIC offers consumer guides filled with helpful tips for purchasing life insurance. Their resources also allow you to verify whether a company is licensed to operate in your state.

American Council of Life Insurers (ACLI).

A trade association representing the largest life insurance companies in the U.S.
Highlights: Offers industry rankings, financial data, and the latest news from the life insurance sector.

Life Insurance Marketing and Research Association/Life Office Management Association (LIMRA/LOMA).

A worldwide research and consulting firm supporting the financial services sector, including life insurance providers. Provides insights on industry trends, sales performance, and consumer behavior.

Independent reviews and comparison tools

Forbes Advisor.

Features comparisons of top life insurance companies, breaking down the pros and cons of each insurer. Its 2025 rankings feature companies like Ethos, Ladder, and State Farm. Forbes Advisor also covers different policy types, including term, whole, and universal life insurance.

Nerdwallet.

Provides ratings and articles that help consumers compare life insurance options based on factors like consumer experience, financial strength, and complaint data. It features articles comparing different types of life insurance and helps readers choose the right policy.

U.S. World & News Report.

Offers comprehensive buying guides and tips on purchasing life insurance. It also provides ratings from independent agencies to help you choose a financially stable insurer. 

Educational guides.

Life Happens.

"The best unbiased information about life insurance, disability insurance, long-term care insurance, and annuities."

MassMutual blog.

"MassMutual Blog: A Financial Wellness Library. Live Mutual. We're committed to help you secure your future and protect the ones you love. That means helping you build the pillars of financial wellness, including retirement, investing, and family protection."

SafeMoney.com Blog

"Our premier destination for trusted financial education and secure retirement strategies. Whether you're approaching retirement, evaluating income options, or looking for ways to protect your financial future, we are here to guide you every step of the way."

IRS.gov (Internal Revenue Service)

The official source for federal tax information in the U.S.

  • Tax forms & instructions

  • Up-to-date tax law changes

  • Interactive tools (Where’s My Refund?, Payment Agreements, etc.)

  • FAQs by topic (credits, deductions, estimated taxes)

Best for: official guidance, forms, law changes

Tax Foundation

A respected tax research nonprofit that explains tax policy in accessible terms.

  • Analysis of federal and state tax issues

  • Clear charts, summaries, and trends

  • State-by-state tax comparisons

Best for: deeper context on how tax systems work and why they matter

SmartAsset Tax Calculator

Shows federal and state tax estimates, along with visual breakdowns.


Great for budgeting or planning changes (new job, side income, moving to a new state).

YNAB (You Need A Budget)

Budgeting app with a strong emotional + psychological approach.


Perfect for people who feel overwhelmed by money systems.

The Clarity Lens Podcast. 

The Clarity Lens is a thoughtful, reflective, and educational space where Laura explores the systems that shape our lives — from taxes and insurance to money, motherhood, neurodiversity, grief, and personal growth. Each episode blends real-life experience, historical context, and compassionate insight to help listeners understand complex topics with greater confidence and clarity.

Rather than simplifying difficult issues, the podcast slows down with them — unpacking why systems feel overwhelming, how they impact real people, and what it looks like to move through them with intention and agency. Whether you’re seeking practical knowledge, emotional understanding, or simply a space to think more deeply about life and money, The Clarity Lens meets you where you are.

You can listen to The Clarity Lens on Spotify, Apple Podcasts, or wherever you listen to podcasts. New episodes invite you to see your life — and the systems around you — with a little more clarity, compassion, and purpose.

Our published works.

This collection brings together practical guidance, thoughtful reflection, and hard-earned insight at the intersection of life, money, and meaning. Here you’ll find our signature playbooks — clear, compassionate, and actionable resources that help families and small businesses navigate life insurance and taxes with confidence rather than overwhelm.

Alongside these tools is Laura Spale’s published book, which explores the deeper themes of clarity, systems, and the quiet strength it takes to move through complexity with intention. Together, these works reflect our commitment to education, empowerment, and dignity — helping readers not just understand complicated systems, but feel steadier, more informed, and more in control within them.

Whether you’re looking for step-by-step guidance or a broader perspective, these works are designed to meet you where you are and guide you toward greater clarity.